Insurance Adjusters and Claims Examiners perform some or all of the following duties:

• Investigate circumstances surrounding insurance claims
• Inspect automobile, residential, and commercial property damage
• Take statements from claimants, witnesses, and medical professionals
• Assess policy coverage and calculate losses
• Negotiate claim settlements
• Prepare formal adjustment reports
• Review and authorize claims investigated by adjusters
• Analyze reports and precedents to determine coverage
• Ensure settlements follow company policies
• Consult lawyers and healthcare professionals
• Approve automobile, fire, disability, dental, and life insurance claims

These are the typical employment requirements and benefits associated with this occupation in Canada:

• Completion of secondary school is usually required.
• A bachelor's degree, college diploma, or significant insurance-related experience may be required.
• Industry courses and several years of on-the-job training are typically required.
• Provincial licensing for independent adjusters through the Superintendent of Insurance is required where applicable.
• Many employers offer paid leave, health benefits, pension contributions, and other workplace benefits depending on the organization and sector.