Insurance Underwriters perform some or all of the following duties:

• Review individual and group applications for automobile, fire, health, life, marine, aircraft, and liability insurance
• Evaluate new and renewal applications to assess risks, premiums, and coverage limits
• Adjust pricing or coverage to enable acceptance of viable applications
• Approve insurance policies and ensure regulatory compliance
• Recommend individual or group insurance plan designs
• Provide underwriting guidance to agents, consultants, and internal staff
• Prepare underwriting reports and update insurance documentation

These are the typical employment requirements and benefits associated with this occupation in Canada:

• Completion of secondary school plus general insurance experience, or post-secondary education, is usually required.
• Several years of underwriting-related on-the-job training are typically required.
• Completion of professional insurance industry courses and certification programs may be required.
• Many employers offer paid leave, health benefits, pension contributions, and other workplace benefits depending on the organization and sector.